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Author: DoctorEquity

Cash Flow versus Equity, Which is Better for Your Wallet?

August 27, 2021 DoctorEquity

People constantly ask this question. If you can only have one, is a project great if it produces a bunch…

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Posted in: Uncategorized Filed under: Cash flow, equity, investing, Real estate

Welcome to the Refinance Versus HELOC Throw-down

August 8, 2021 DoctorEquity

Great question! Looks like you are looking to get some more money in your pocket, through a new loan. The…

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Posted in: Uncategorized Filed under: HELOC, Refinance

What to Inspect When Buying Land -or- What to Expect When You’re Inspecting

July 27, 2021 DoctorEquity

I’m representing a buyer in a land deal. Most real estate investors buy buildings, but a few look for land.…

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Posted in: Uncategorized Filed under: Land, Purchase

Why You Must Have a Personal Financial Statement

July 19, 2021 DoctorEquity

You have gathered a list of bankers and are planning to shop around for a loan for your next deal.…

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Posted in: Uncategorized Filed under: Personal Financial Statement, PFS

What is the Debt to Income Ratio and Why Should I Care?

June 29, 2021 DoctorEquity

The Debt-to-Income Ratio (DTI) is an important ratio that helps a bank in determining whether you are credit-worthy (worthy of…

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Posted in: Uncategorized Filed under: Debt-to-Income, DTI, Real estate

What are mortgage points and why are they important?

June 14, 2021 DoctorEquity

Last week we talked about how to get commercial loans. If you have only done residential loans, you may not…

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Posted in: Uncategorized Filed under: investing, mortgage points, Real estate

Why Should I Care About Loan to Value (LTV)?

June 7, 2021 DoctorEquity

You might as well take the time to familiarize yourself with this term that you will come across frequently in…

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Posted in: Uncategorized Filed under: investing, Loan, Loan to Value, LTV, Real estate, Value

How to Get a Commercial Loan

May 31, 2021 DoctorEquity

I closed on the Florida Condo last week! Sorry no post for a while due to the headache of that.…

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Posted in: Uncategorized

How to Take Over Managing Your New Apartment Building

May 16, 2021 DoctorEquity

Back in residency, we would take care of twenty patients in the hospital every day. The unfortunate residents who were…

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Posted in: Uncategorized Filed under: Apartment, investing, managing, Multifamily

Four Steps to Find a Multifamily Deal

May 3, 2021 DoctorEquity

Finding deals is tough work. When you are starting out, you worry about raising money. That’s your biggest fear: What…

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Posted in: Uncategorized Filed under: investing, Multifamily, Real estate

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